Which are two kinds of tort injury to another?

The correct answer identifies bodily injury and property damage as two kinds of tort injury to another. Tort law encompasses a wide range of wrongful acts that can result in legal liability, primarily aimed at providing compensation to the injured party.

Bodily injury refers to any physical harm caused to a person, which could range from minor injuries to severe disabilities or even death. This category of torts is crucial because it addresses the physical impact on individuals, which often comes with associated medical costs, pain and suffering, and loss of income.

Property damage involves harm to someone else's property, which can include damage to real estate, vehicles, or other personal belongings. This type of tort recognizes the rights of individuals to have their property safeguarded, and when that right is violated, the affected party can seek compensation for the loss of value, repair costs, or replacement expenses.

Together, bodily injury and property damage encapsulate significant areas of personal injury law, as they cover both the tangible and intangible impacts of wrongful conduct that are actionable in court. Understanding these categories is essential for anyone working in personal lines insurance, as they directly relate to the types of coverage and claims that may arise in real-world situations.