What is the maximum amount covered for debris removal in an HO policy?

In a standard Homeowners (HO) insurance policy, there is typically a specific limit for debris removal after a covered loss. This limit is included in the overall coverage provided by the policy, ensuring that homeowners can manage the cost of removing debris resulting from damage to their property. The correct answer, which indicates a maximum coverage of $1,000 for debris removal, aligns with the standard provisions found in most HO policies.

This coverage applies when the debris removal is necessary following an event that causes damage to the home or its surroundings. The $1,000 limit is specifically designed to help cover the costs associated with clearing away debris, which can be an important expense after a loss event, ensuring that homeowners can proceed with repairs and restoration.